TF Holdings’ iQ Decision Engine Announces New Partnership with Vergent Loan Management Services


IRVING, Texas, 29th September 2020 / PRNewswire / – iQ Decision Engine (iQDE), a subsidiary of TF Holdings, Inc., has partnered with Vergent Loan Management Software to offer lenders a complete solution with integrated software, data and decision models.

iQDE is a fintech company whose decision software can be used across multiple consumer credit segments, including installment, auto, and credit lines, to automate decisions by using highly predictive models to analyze credit and fraud risks. iQDE models are based on over 18 years of deciding on two million loans, while Vergent offers comprehensive portfolio management tools from over 50 years of experience. With this partnership, the companies offer complementary services and a seamless experience for lenders.

Martin Wong, CEO of TF Holdings, said, “Our online consumer credit experience is unmatched in the industry and lenders using iQDE and Vergent will no doubt see tremendous improvements in lending, credit performance and serviceability.”

With Vergent LMS + iQ Decision Engine, lenders now have a powerful lending solution powered by real-time, agile decision making based on data sources and credit bureaus that lenders know and trust. Lenders no longer have to manage separate software, data, and decision subscriptions and can instead focus on growing their loan portfolio.

iQDE will continue to offer services as an independent company and refine its already proven core data scoring models 2M Consumer credit and $ 4 billion emerged in numerous loan portfolios.

About TF Holdings, Inc.

TF Holdings, Inc., through its subsidiaries, provides consumer credit and financial wellness tools and licenses lending, underwriting, and credit management software to lenders. The company’s businesses serve consumers and lenders with a portfolio of innovative products including Jora Credit, Echo credit, iQ Decision Engine and the credit management platform Cortex. TF Holdings, Inc. is based in Irving, Texas, and is backed by well-known venture capital firms Sequoia and Technology Crossover Ventures.

SOURCE TF Holdings, Inc.

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